Happy Easter!

easter eggs

Easter means spring which typically means that buyers and sellers are in full swing.  It’s also mortgage renewal time for a lot of homeowners.  Besides taking time to enjoy your family, I also suggest taking time to review your existing mortgage needs.  Whether you already own, you’re selling this spring or if this is your

Continue reading Happy Easter!

Choosing the Best Realtor for You

box of chocolates

Choosing the right Realtor for you is kind of like choosing the right chocolate from the entire box.  With thousands of Realtors in Canada it would seem as if finding just one would be easy, right?  It’s one of the first steps that homebuyers and sellers need to take and probably one of the most

Continue reading Choosing the Best Realtor for You

Shopping for a Home? Avoid these 3 Deadly Mistakes

Homebuying Mistakes

 

The number one biggest mistake most homebuyers make is not planning ahead.  Frequently, folks get the itch to buy a home, hop in the car and hit all the open houses they can find on a Sunday afternoon.  As mamma used to say “That’s like putting the cart before the horse!”

So, put

Continue reading Shopping for a Home? Avoid these 3 Deadly Mistakes

No Money Down Mortgage

The whole real estate market meltdown over the past few years has made many of us so cynical that the very idea of a zero down payment mortgage loan seems, at first glance, like a scam. But, it isn’t. While there are requirements that not everyone can meet, if you can, then stop saving for

Continue reading No Money Down Mortgage

Your ANNUAL MORTGAGE RENEWAL should not be overlooked!

Money in your pocket

Are you confused about the constant changes in the mortgage market?  Can’t keep up to the changing interest rates?  Or understand how these changes affect YOU?

 

As your mortgage broker for life, I would like share my industry knowledge with you and arrange a convenient time to conduct your ANNUAL MORTGAGE REVIEW.

 

Continue reading Your ANNUAL MORTGAGE RENEWAL should not be overlooked!

It's Not Just About the Rate

Not Just About The Rates

With recent buzz around the low interest rates that we are currently experiencing, I wanted to take this time to express my opinion on why RATE is not everything when shopping for your mortgage.  Although different rates are relatively easy components to measure, what isn’t as easy to measure are the terms and conditions that

Continue reading It’s Not Just About the Rate

2012 Value Propositions

As mortgage brokers, we all promise free service and access to the lowest rates but what else are we doing?  What else does Mortgages By Twyla offer you?

With the start of the new year, I’m excited to announce to you the NEW value propositions that I have put in to place for 2012.  These

Continue reading 2012 Value Propositions

So you want to buy a house?

So you’re thinking about buying a home.  Whether it’s your first home, your second home where you are increasing the number of bedrooms and bathrooms or you are finding your nest empty which means it’s time to downside in to a smaller space or condo.  The first step…. Look online at homes for sale and

Continue reading So you want to buy a house?

Not Surprisingly, Bank of Canada Maintains Interest Rate - December 6, 2011

Released this morning, the Bank of Canada has maintained it’s overnight target rate at 1.0%.  This comes as no real surprise at a time of continued uncertainty in global economic conditions.  The unchanged interest rate means that Canadians need not worry about an increase to rates for some months ahead.   Read the Bank of

Continue reading Not Surprisingly, Bank of Canada Maintains Interest Rate – December 6, 2011

EXPANDING to Calgary

photo courtesy of graur codrin

January 2012 brings about an official expansion to Calgary for Mortgages by Twyla.   What does this mean for you? In order to accommodate this expansion, Mortgages by Twyla had to not only grow the team but also become more efficient with systems and processes.  In both Calgary

Continue reading EXPANDING to Calgary